Terms of Service

Last updated: March 20, 2026

Please read these Terms of Service ("Terms") carefully before using Business Idea Discovery (the "Service"). By accessing or using the Service, you agree to be bound by these Terms.

§1 Acceptance of Terms

By using the Service, you confirm that you are at least 13 years old, have the legal capacity to enter into these Terms, and agree to comply with them. If you are using the Service on behalf of an organization, you represent that you have authority to bind that organization.

§2 Description of Service

Business Idea Discovery is a web application that uses artificial intelligence to generate business opportunity research and analysis based on user-provided topics and role descriptions. Results are AI-generated and are provided for informational and research purposes only.

§3 AI-Generated Content Disclaimer

All scan results, opportunity analyses, market research, and build briefs are generated by artificial intelligence and may contain errors, inaccuracies, or outdated information. This content does not constitute business, legal, financial, or investment advice. You are solely responsible for any decisions you make based on scan results. Always conduct independent research and consult qualified professionals before acting on any opportunity identified by the Service.

§4 Acceptable Use

You agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable law or regulation.
• Attempt to reverse-engineer, scrape, or extract the underlying models, prompts, or data pipelines.
• Circumvent usage limits, rate limits, or plan restrictions.
• Submit content that is defamatory, harassing, or violates the rights of third parties.
• Use the Service to generate content intended to deceive or defraud others.
• Resell, sublicense, or commercially redistribute results without permission.

§5 Accounts and Usage Credits

Access to certain features requires an account. Usage credits (hosted scans) are allocated per plan and reset according to the plan terms. Credits are non-transferable and have no cash value. We reserve the right to modify plan features and credit allocations with reasonable notice.

§6 Bring Your Own Key (BYOK)

If you use BYOK mode, you provide your own API keys for third-party AI providers. You are responsible for securing those keys and for any charges incurred with those providers. We do not store, transmit, or have access to your BYOK API keys — they are stored only in your browser's localStorage. You are responsible for clearing your browser storage on shared or public devices.

§7 Intellectual Property

The Service, including its design, code, and branding, is owned by us or our licensors. AI-generated scan results are provided to you for your personal or internal business use. You retain ownership of any content you input into the Service.

§8 Disclaimers

THE SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTY OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR THAT RESULTS WILL BE ACCURATE OR COMPLETE.

§9 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW (INCLUDING THE LAWS OF Wyoming), WE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF THE SERVICE, INCLUDING LOSS OF PROFITS, DATA, OR BUSINESS OPPORTUNITIES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNTS PAID BY YOU IN THE TWELVE MONTHS PRECEDING THE CLAIM.

§10 Governing Law and Dispute Resolution

These Terms are governed by the laws of the State of Wyoming, without regard to its conflict of law provisions.

Informal Resolution. Before filing any formal proceeding, you agree to contact us at legal@1mil.app and attempt to resolve the dispute informally for at least 30 days.

Binding Arbitration. If we cannot resolve a dispute informally, you and Million Opportunities LLC agree to resolve any claim, dispute, or controversy arising out of or relating to these Terms or the Service through final and binding individual arbitration administered by the American Arbitration Association ("AAA") under its Consumer Arbitration Rules. Arbitration will be conducted remotely to the extent permitted by the AAA rules, or in Cheyenne, Wyoming if an in-person hearing is required. The arbitrator's award is final and enforceable in any court of competent jurisdiction.

No Class Actions. You and Million Opportunities LLC agree that disputes will be resolved only on an individual basis and not in any purported class, consolidated, or representative proceeding. The arbitrator may not consolidate more than one person's claims and may not preside over any form of class or representative proceeding.

Exceptions. Either party may bring a claim in small claims court in Laramie County, Wyoming, if the claim qualifies. Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement or misappropriation of intellectual property rights.

Venue. For any dispute not subject to arbitration, you agree to the exclusive jurisdiction of the state and federal courts located in Laramie County, Wyoming.

§11 Refund Policy

If you are unsatisfied with your subscription, you may request a full refund within 7 days of your initial purchase or any renewal payment by emailing legal@1mil.app. Refunds are processed to the original payment method within 5–10 business days.

After the 7-day window, no refunds will be issued for the current billing period. You may cancel your subscription at any time through your account settings. Upon cancellation, your paid features remain active until the end of your current billing period, after which your account reverts to the free Scout plan.

Scans already consumed during a billing period are non-refundable regardless of when a refund or cancellation is requested.

Annual subscriptions are refundable on a prorated basis within the first 30 days of purchase. After 30 days, annual subscriptions are non-refundable but may be cancelled, with access continuing through the end of the paid term.

§12 Termination

We may suspend or terminate your access to the Service at any time for violation of these Terms or for any other reason at our discretion. You may stop using the Service at any time. Upon termination, your right to use the Service ceases immediately.

§13 Contact

For questions about these Terms, contact us at: legal@1mil.app — Million Opportunities LLC